When signing up make sure you check to see what hospitals are accepted under that policy. As of a week or so ago, Community Health was the only hospital in Indianapolis that was permitted under the policies being sold up there. Hopefully that changes. Remember if you like your doctor you can keep it, nope that's not true either.
The hospital I work at is not accepting patients from an adjoining county because the insurance company selling those policies have not reached any deal with our hospital. So those people who prefer to come to our hospital will not have this as an option.